Underwriting Manual by Federal Housing Administration
Title
Underwriting Manual by Federal Housing Administration
Description
The Federal Housing Administration (FHA) was created in 1934 to help middle-class families purchase homes. The FHA did this by insuring mortgages, but it first appraised a property to make sure that the mortgage loan it was making would not be defaulted. The FHA hired its own appraisers to do this work under the guidance of its Underwriting Manual.
The manual provides explicit instructions to evaluators to base property on race, structuring segregation into home value.
The manual provides explicit instructions to evaluators to base property on race, structuring segregation into home value.
Creator
The Federal Housing Administration
Publisher
U.S. Government Printing Office
Date
1936
Format
PDF
Language
English
Citation
The Federal Housing Administration, “Underwriting Manual by Federal Housing Administration,” CDC Museum Digital Exhibits, accessed October 23, 2026, https://cdcmuseum.teachingatlanta.org/items/show/1543.